Anelik Bank offers new type of loan to car owners

01.12.2014 19:05
Anelik Bank offers new type of loan to car owners

YEREVAN, December 1. /ARKA/. Anelik Bank offers a new type of loan to car owners, the press office of the bank reports. The loans will be secured by cars.

According to the press release, all car owners having stable income may borrow up to AMD 7 million or $50,000 from the bank at an annual interest rate starting from 16 percent.

The maximum ratio of the loan and the car cost is 80%, depending on the type of the car.

Astkhik Martirosyan, the bank’s spokesperson, said that the large amount lent by the bank and the low interest rate are among the advantages this loan gives to borrowers.

“This product differs from our other loan SIMPLY QUICKLY CAR by the necessity to show income evidence,” she said. “Therefore, those clients having no such papers may enjoy SIMPLY QUICKLY CAR credit.”

Anelik Bank CJSC was established on July 9, 1990 and registered on October 1, 1991.

In July 2009, Credit Bank S.A.L., one of Lebanon’s largest banks, bought 51% of Anelik Bank’s shares and became its general shareholder. In 2012, the share of CreditBank S.A.L. in Anelik Bank grew to 89.95%, and in 2013, it became the sole shareholder.

The bank’s assets totaled about AMD 73.3 billion by September 30, 2014 after growing 22.11% since the beginning of the year, credit investments AMD 48 billion (a 24.4% growth), its liabilities AMD 59.7 billion (a 27.16% growth) and liabilities toward clients AMD 43.1 billion (29.8% growth).
The bank’s capital amounted to AMD 13.6 billion (3.97% growth).

In the third quarter of this year, Bank Anelik accounted for losses totaling AMD 480.9 million against AMD 141.1 million in 2013. ($1 – AMD 433.69). -0---


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